Insurance is not one of the focus areas focused on in previous SACOSS Cost of Living Reports. In
part this is because insurance is not a top level category in the ABS household expenditure data,
so insurance costs tend to be hidden as part of housing, health, transport and other categories.
However, when all the various insurance expenditures are added together, insurance accounts for
a greater proportion of household expenditure than key cost of living areas like utilities and health.